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<title>Compliance Headquarters Main Headlines</title> 
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<description>Compliance News Headlines from ComplianceHeadquarters.com, the information crossroads where you'll find the most comprehensive compliance knowledge and solutions for the financial services industry.</description> 
<language>en-us</language>
<copyright>Wolters Kluwer Financial Services</copyright>
<pubDate>
15 May 2012 01:31:05 CST</pubDate> 
<lastBuildDate>
15 May 2012 01:31:05 CST</lastBuildDate> 
<ttl>1440</ttl>
<item>
<title><![CDATA[<P class=Headline>Revisions to Fannie Mae MERS Loan Modifications</P>]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_121010a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 10 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[HUD Investigates Mortgage Lender Discrimination ]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_121010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 10 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[FDIC Issues Final Overdraft Guidance]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_120910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[New guidance is expected to noticeably impact the overdraft payment programs of the more than 4,700 FDIC-supervised financial institutions.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_120910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 9 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Reg Z Document Revisions]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_120910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 9 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Cross-Collateral&nbsp;Clauses:&nbsp; Risks and&nbsp;Limitations]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_120910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[This series of articles addresses cross-collateral clauses or &ldquo;dragnet&rdquo; clauses, a common feature&nbsp;in real estate lending documentation.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_120910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 9 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Dodd Statement on&nbsp;Problems with Mortgage Servicing]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_120910a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Hearing explores role of regulators in foreclosure crisis and response.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_120910a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 9 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[FinCEN Structuring Case]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_120810a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 8 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[MO - Broker Rules Rescinded]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_120810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 8 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[AML Plan for Mortgage Brokers]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_120810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 8 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Understanding IRS Forms 5305 ]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/IRA_120310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[IRS Rev. Proc. 2010-48 indicates&nbsp;revised 5305 series model documents release]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/IRA_120310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 3 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Final Appraisal Guidelines Issued]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_120310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 3 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Corporate Credit Union Proposal]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_120210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 2 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[FDIC Overdraft Payment Program Guidance ]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_120210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 2 Dec 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[IRS Guidance on Model IRA Documents]]></title>





 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIRACESA.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
    
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/IRA_112910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 29 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Dodd-Frank: &nbsp;Challenges for Mortgage Loan Originators]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_112510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The Dodd-Frank Wall Street Reform and Consumer Protection Act presents new and unique challenges for loan originators and the entities that employ them.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_112510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 25 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Bank Secrecy Act Update]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_112410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 24 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[FTC Issues Mortgage Scam Final Rule]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_112410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 24 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[<P>KY - New&nbsp;Forms for Mortgage Loan Companies and Brokers</P>]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_112310a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 23 Nov 2010 00:00:00 CST</pubDate> 
</item><item>
<title><![CDATA[<P>VMP634 Waiver of Escrow</P>]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_112310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 23 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[FRB Issues Volker Rule Proposal]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_111910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 19 Nov 2010 00:00:00 CST</pubDate> 
</item><item>
<title><![CDATA[HUD Considers Warehouse Lending Guidance]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_111910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 19 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Dodd Issues Mortgage Servicing Statement]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_111810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Dodd frustrated with mortgage servicing industry]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_111810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 18 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[FDIC/NCUA Promote Financial Education]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_111710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 17 Nov 2010 00:00:00 CST</pubDate> 
</item><item>
<title><![CDATA[HUD&rsquo;s You Tube Home Buying Videos]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_111510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 15 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Request for Government Monitoring Information]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_111510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[As a follow-up to a previous article, Gary Renick provides an in-depth review of the govenment monitoring information requirements.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_111510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 15 Nov 2010 00:00:00 CST</pubDate> 
</item><item>
<title><![CDATA[Dodd-Frank Regulatory Compliance Calendar]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_111510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 15 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[IRA Distributions Tax Withholding]]></title>





 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIRACESA.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
    
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/IRA_111510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 15 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Unlimited&nbsp;Insurance&nbsp;for Certain&nbsp;Transaction Accounts]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_111210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The FDIC has approved&nbsp;temporary unlimited deposit insurance coverage for noninterest-bearing transaction accounts.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_111210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 12 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[FinCEN Issues&nbsp;Funds &ldquo;Travel&rdquo; Reg Q&amp;A ]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_111010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 10 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[NJ - ATM Notice Revised]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_111010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 10 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[&nbsp;FDIC Unlimited Insurance Coverage Finalized]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_110910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 9 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[FRB Limits Certain Mortgage Compensation Practices]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_110910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[New Reg Z amendments limit how creditors compensate mortgage loan originators.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_110910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 9 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[Agreement to Provide Insurance Revision]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_110810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 8 Nov 2010 00:00:00 CST</pubDate> 
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<title><![CDATA[New Disclosure Requirements Under Regulation Z]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_110510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Effective January 30, 2011 certain consumer loans will trigger&nbsp;new Reg Z disclosures.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_110510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 5 Nov 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[<P>VMP122W Appraisal Report Delivery Waiver</P>]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_110110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 1 Nov 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[The Bigger They Are...]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_110110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Dodd-Frank has many special provisions that will apply only to the larger institutions.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_110110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 1 Nov 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Real&nbsp;Estate Appraisal Independence Rule Published]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_110110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[As required by the Dodd-Frank Regulatory Reform Act, the Federal Reserve has published an interim final rule with new requirements for appraisal independence.&nbsp; ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_110110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 1 Nov 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Announces Annual Indexing of Reserve Exemption]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_110110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 1 Nov 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[IRS Cost-of-Living Adjustments for 2011]]></title>





 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIRACESA.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
    
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/IRA_110110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 1 Nov 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Increase in ID Theft SARs]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_102110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 21 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Interim Final Appraisal Rule]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_102110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 21 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Issues Reg Z Credit Card Rule]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_102110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 21 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Compliance with Government Monitoring Information Rules]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_102110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Reg B Government Monitoring Information continues to be in the compliance crosshairs.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_102110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 21 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Sweeping Changes Bring New Rules to Mortgage Origination]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_101810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The provisions of Title XIV bring significant changes to the mortgage industry]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_101810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 18 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[&nbsp;SAR Activity Review Trends Tips &amp; Issues: Issue 18]]></title>


 
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<pubDate> Fri, 15 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[OCC Requires $32 Million Reimbursement&nbsp;in Overdraft Case]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
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<pubDate> Fri, 15 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[IRS Posts Revised CESA Model Establishment Document]]></title>





 
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<pubDate> Fri, 15 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Reg Z Mortgage Disclosure Changes]]></title>







 
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<pubDate> Fri, 15 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Regulatory Agency Realignment Under Dodd-Frank]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_101510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The financial regulatory reform under the Dodd-Frank Act creates several new federal agencies and realigns some examination and rulemaking authority for existing agencies.&nbsp; ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_101510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 15 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Penalty Increases for Improper 1099-R Reporting]]></title>





 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/IRA_101410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 14 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Proposal to Strengthen FHA Lender Indemnification Process]]></title>







 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_101310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 13 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[KS - Retail Motor Vehicle Contract Change]]></title>




 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_100810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 8 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FinCEN Director Speaks to Check Fraud]]></title>


 
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<pubDate> Fri, 8 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[The Emergency Homeowner Loan Program ]]></title>







 
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<pubDate> Fri, 8 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FDIC Announces Deceptive Practices Settlement]]></title>






 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_100810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 8 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[TX - Retail Home Improvement Contract Change]]></title>




 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIndirectLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
   
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_100710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 8 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[MERS Street Address Changes]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<pubDate> Thu, 7 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[VMP1550N Signature Addendum]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<pubDate> Thu, 7 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Inter Vivos Revocable Trust Documents]]></title>







 
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<pubDate> Thu, 7 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[NCUA Revises Insurance Brochure]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_100710a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 7 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Delays Release of Redesigned $100 Bill]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_100710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 7 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Customer Service Training]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_100410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[When training staff, don't forget customer service basics ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_100410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 4 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FTC Proposes Mortgage Advertising Rule ]]></title>







 
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<pubDate> Fri, 1 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Wire Transfer Proposal Published]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
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<pubDate> Fri, 1 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Agencies Issue Final CRA Rule ]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_100110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 1 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FDIC Proposes Unlimited Insurance for Certain Accounts]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_100110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 1 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Senate Banking Committee Holds Dodd-Frank Hearing]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_100110a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 1 Oct 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[HECM Saver, MIP and Principal Limit Factor Changes]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_093010b.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 30 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[MS - Mortgage Origination Agreement Disclosure]]></title>







 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_093010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 30 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[<P>HUD Announces $5.1 Million for Housing Counseling</P>]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<pubDate> Thu, 30 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[September RESPA Round-up Released]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<pubDate> Thu, 30 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Dodd-Frank Preemption, Visitorial Powers, State Remedies ]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_093010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The Dodd-Frank Act will significantly alter how nationally-chartered banks and thrifts can assert preemption of state laws.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_093010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 30 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FinCEN Announces Major Change to Wire Transfer Reporting]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_092710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 27 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FBI Releases Bank Crime Statistics ]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_092410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 24 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Wolters Kluwer Financial Services CHARM&nbsp;Pamphlet]]></title>







 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_092410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 24 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Attorney Charged in&nbsp;Mortgage Fraud Scam]]></title>


 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_092410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 24 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[The 2009 HMDA Data Analysis]]></title>







 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_092410b.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 24 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Senate Passes Extension of Flood Insurance Program]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_092410a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 24 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Issues Reg Z Mortgage Rules]]></title>







 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_092410c.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 24 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[NCUA Issues Small Loan Final Rule]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_092410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 24 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Treasury Holds Mortgage Reform Forum]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_092310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The Bureau of Consumer Financial Protection is poised to act quickly on mortgage reform]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_092310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 23 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Escrow Addendum Revised]]></title>







 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_092210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 22 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[BCFP Announces Designated Transfer Date]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_092110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 21 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FFIEC Announces Availability of 2009 HMDA Data ]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_092110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 21 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[NY - Statutory Major Gifts Rider]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_091710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 17 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[The Dodd-Frank Financial Reform Legislation]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_091710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The Dodd-Frank Act is a massive piece of legislation impacting almost every corner of a financial institution.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_091710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 17 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[LA - Buyer's Order Form Change]]></title>




 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIndirectLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
   
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/IL_091710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 17 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[New FHA Refinance Program]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_091710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 17 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Line of Credit Product Changes ]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_091710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 17 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[IRS Notice 2010-59]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/HSA_091510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The IRS recently released IRS Notice 2010-59 to clarify the definition of qualified medical expenses for HSA and Archer Medical Savings Accounts effective January 1, 2011.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/HSA_091510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 15 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Federal Preemption Under Dodd-Frank]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_091510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Federal preemption takes on new meaning under the Dodd-Frank Regulatory Reform Act]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_091510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 15 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Banking Agencies Support&nbsp;Basel Agreement]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_091510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 15 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Regulatory Compliance Reminder]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_091410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Recent regulatory alerts remind compliance officers of Reg E, Reg CC and FinCEN changes]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_091410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 14 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[NY - Power-Of-Attorney Statutory Form]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_091410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 14 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[HUD Issues New Guidance on Minimum Credit Scores]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_091010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 10 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Informal Value Transfer Systems Advisory]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_090610.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 6 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Overdraft Plans Revised]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_090610.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 6 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[<P>FinCEN Takes Enforcement Action:</P>]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/FCE_090610.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[A recent civil money penalty case highlights importance of strong AML program]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/FCE_090610.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 6 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Changes to FHA Mortgage Insurance Premiums]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_090310a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 3 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Freddie Mac Interest Only Mortgages Discontinued]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_090310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 3 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[NV - MLD Amends Guidance Letters]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_090310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 3 Sep 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[MA - &nbsp;Mortgage Transfer Disclosure&nbsp;]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_082710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 27 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[ND - Retail Installment Contract Revisions]]></title>




 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIndirectLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
   
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_082710a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 27 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Meet the New Regulator on the Block:]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_0827101.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Title X of the Dodd Frank statute, the Consumer Financial Protection Act of 2010, creates a new regulator focused entirely on consumer protection.&nbsp;]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_0827101.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 27 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FAA Revises Aviation Regulations]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_082710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 27 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[OK - Retail Installment Contract Revisions]]></title>




 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIndirectLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
   
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_0827101.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 27 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FTC Amends FCRA to Comply with FACT Act]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_0827101.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 27 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[ADA Celebrates 20th Anniversary]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_082710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The Americans with Disabilities Act of 2009 (ADA) is celebrating its 20th Anniversary. This article will provide an overview of the ADA and its impact on financial institutions.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_082710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 27 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FFIEC Reverse Mortgage Final Guidance]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_082410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Agency guidance provides perspective on the risks lenders can&nbsp;expect with reverse mortgages. ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_082410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 24 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[2009 IRA Ownership<BR>]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/IRA_082410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Despite market challenges, statistics show IRA&nbsp;ownership&nbsp;holds steady]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/IRA_082410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 24 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FFIEC Releases CRA Data]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_082310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 23 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Issues Flood Insurance Penalty]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_082310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 23 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Regulators Issue $298 Million OFAC Penalty]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_082310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 23 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Proposes Escrow Account Revision]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710e.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Issues Interim Rule on Mortgage Payment Disclosures]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710d.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Issues Final Rule on Mortgage Transfer Notice ]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710c.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Issues Final Loan Originator Compensation Rules ]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710b.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Proposes&nbsp;Consumer Protections for Mortgage Loans ]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[GFE Changed Circumstance Form]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Home Equity Lines of Credit Booklet Revisions]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710g.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[NJ - RESPA Good Faith Estimate]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_081710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Overdraft Services Notice and Opt-In ]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_081710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Regulators Adopt Reverse Mortgage Guidance]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710h.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FHA Mortgage Insurance Premium Changes Delayed]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081710f.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 17 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[WI - WHEDA Form Revisions for New Pricing Options]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_081610a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 16 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[IN - Indiana Loan Broker Agreement]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_081610b.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 16 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[MA -&nbsp;Mortgage Transfer Disclosure]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_081610.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 16 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Dodd-Frank Wall Street Reform and Consumer Protection Act]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_081010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Financial reform is here and with over 200 implementing rules coming down the pike, now is the time to prepare.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_081010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 10 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Veterans Affairs Origination Statement Revised]]></title>







 
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<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081010a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 10 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[VMP-5N Series to be Revised]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_081010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 10 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Credit Card Compliance&nbsp;Required August 22, 2010]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_080910a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The final stage of implementation of the Credit Card Act rules effective on August 22, 2010.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_080910a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 9 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Risk Culture is Driven by IT]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_080910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[A recent article published by <EM cmid="ComplianceArticle:articleSummary">Bank Technology </EM>News highlights the importance of a strong risk management culture.&nbsp;]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_080910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 9 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Risk-Based Pricing&nbsp;and Interrelated&nbsp;Regulatory&nbsp;Requirements]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_080310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The effective date for the FACT Act risk-based pricing rules are just around the corner and will have an impact on current and proposed Fair Lending and Truth in Lending requirements.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_080310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 3 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Financial Reform Bill Eliminates HVCC]]></title>







 
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<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_080210c.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Reporting IRA Conversion Transactions to the IRS]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/IRA_080210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[&nbsp;Reporting IRA Conversion Transactions to the IRS]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/IRA_080210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[CRA/HMDA Hearings Give Focus to the Possible Changes]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_080210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Having attended the first CRA hearing, JB Sloan shares what is under consideration.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_080210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[VA - Power of Attorney Change]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_080210b.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[S.A.F.E. Act Final Rules Published]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_080210b.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Adjusts Reg Z Fee Trigger]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_080210d.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[HUD Creates RESPA Roundup Page]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_080210a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[AZ - Retail Sales Contract Revision]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_080210c.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[SC - Unique Identifier requirements for South Carolina]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_080210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[HUD Settlement Cost Booklet Revisions]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_080210.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FL - New Form for Licensed Lenders and Brokers]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_080210a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 2 Aug 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FDIC/NCUA Insurance Permanently Increased ]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_072610.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 26 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[President Obama Signs Financial Reform Bill]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_072310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 23 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[NE - Deposit Terms and Conditions Change]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_072110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 21 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FinCEN Issues Advisories]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_072110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 21 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[House Passes Flood Insurance Extension]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_072010.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 20 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Bank Secrecy Act Update]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_071910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 19 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[SAFE Act and Licensure of Mortgage Originators]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_071910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[States expect backlog of processing delays as the January 1, 2011 SAFE Act license deadline approaches.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_071910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 19 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[VA - Safe Deposit Box Lease Revised]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_071610b.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 16 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FL - Third Party Fees Disclosure ]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_071610d.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 16 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Multi-State Trust Certification Revised for GA&nbsp;Change]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_071610c.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 16 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[CA - Safe Deposit Box Lease Revisions]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_071610a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 16 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[VA - Retail Installment/Finance Company Contracts Revised&nbsp;]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_071610.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 16 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[MD - Reverse Mortgage Counseling Checklist ]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_071610e.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 16 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[CA - New Notice of Escheat]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_071310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 13 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Compliance Management Programs]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_070710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Even with an effective compliance management program in place, compliance officers often face implementation challenges.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_070710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 7 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Leading Edge Technology&nbsp;Verses Bleeding Edge Technology]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/FCE_070110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Because of recent developments in software technology, now is the time to take a look at the latest capabilities available to mitigate AML risk.&nbsp; ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/FCE_070110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 1 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Publishes Reg DD Rule Clarifying Overdraft Disclosures]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_070110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Since publication of Reg DD rules related to overdraft services, institutions have requested compliance clarification. ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_070110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 1 Jul 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Banking Agencies Issue Host State Loan-to-Deposit Ratios]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_062810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 28 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FinCEN Releases 14th SAR Activity Review]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_062810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 28 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[RESPA Section 8 Rule Issued]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_062810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 28 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[CRA Regulatory Proposal Issued]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_062810a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 28 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Executive Compensation Guidance Published]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_0628101.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 28 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FDIC Adopts Final Rule Extending Tag Program ]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_062410a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 24 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Announces ACH Update]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_062410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 24 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Bank Secrecy Act Update]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_062410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 24 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Correcting Information Returns]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/IRA_061810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[With reporting 2009 IRA and HSA deadlines behind us, now is a good time to review the corrective reporting guidelines in case you discover errors in&nbsp;original returns.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/IRA_061810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 18 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Issues Credit Card Final Rule]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_061710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 17 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[IRS Changes SSN Validation]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_061710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 17 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[House Passes FHA Reform Bill]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_061610.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 16 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Clarifies ATM Opt-In Notice Rules]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_061510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The FRB has&nbsp;clarified the&nbsp;Reg E rules regarding ATM overdraft services.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_061510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 15 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FinCEN Issues Section 311 Guidance]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_061510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 15 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[OCC Issues Flood Insurance Guidance]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_061510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 15 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[IN - Recordable&nbsp;Document Change&nbsp;]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_061510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 15 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[OTS Amends Transfer Restrictions]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_061510a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 15 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Certificate of Deposit Document Updated]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_061510.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 15 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[CRA Interagency Q &amp; A Update]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_061110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[In a recent CRA Q &amp; A update, the agencies added a new Q and A and revised two pre-existing ones.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_061110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 11 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FACT Act Risk Based Pricing Notice ]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/FCE_061110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Effective January 1, 2011, financial organziations nationwide may need to implement&nbsp;a new consumer notice.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/FCE_061110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 11 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Transform Your Risk Management Culture &ndash; The Time is Right!]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_060810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[When building out a risk management program, organizations should consider a top-down approach.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_060810.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 8 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[$1 Million Penalty Assessed for Bank Secrecy Act Violations]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_060710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 7 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[ME - Durable POA Changes]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_060710.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 7 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[International Mass-Marketing Fraud Group Releases Report ]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_060710a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 7 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Interest Rate vs. Annual Percentage Rate]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_060410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Borrowers often question why is the annual percentage rate on their loan is different from the interest rate. ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_060410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 4 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Proposed Changes to the HELOC Provisions of Reg Z]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_060410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[A Reg Z proposal would amend the disclosure requirements for home equity lines of credit.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_060410.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 4 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[AZ - Recordable Document Revisions]]></title>









<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsStateLawIssues.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
       
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_060310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 3 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[IN - Pay on Death Account Revisions]]></title>









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<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/SLI_060310a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 3 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FRB Clarifies Reg&nbsp;DD and Reg E Final Rules&nbsp;]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_060310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 3 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[List of Distressed or Underserved Geographies Released]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_060310.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Thu, 3 Jun 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[HSA Cost-of-Living Adjustments - No Changes for 2011<BR>]]></title>



 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsHSA.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
  
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/HSA_053110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 31 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[FTC Extends Enforcement Deadline for&nbsp;Red Flags Rule]]></title>


 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsFinCrime.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
 
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/FCE_053110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 31 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Call for HMDA Scrubs Rises as Regulator Scrutiny Intensifies]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_053110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[In today&rsquo;s regulatory climate, compliance departments are facing increased regulatory pressure and tougher exams. ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_053110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 31 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Proposed Changes to the Mortgage Provisions of Regulation Z]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_053110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Proposed Reg Z changes will have a dramatic effect on the disclosure requirements for mortgage transactions. ]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_053110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 31 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Committee Approves Plan to Help Small Businesses]]></title>






 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
     
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_052110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 21 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Frank Testifies on Internet Gambling<BR>]]></title>

 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsDeposit.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>

 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Deposit_052110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 21 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[Regulator Penalizes for&nbsp;Excessive Overdraft Fees&nbsp;&nbsp;]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_052110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[Excessive overdraft protection fees result in penalties and restitution]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Deposit_052110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 21 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[New Legislation Impacts Health Savings Accounts]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/HSA_052110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[The Patient Protection and Affordable Care Act changes&nbsp;definition of qualified medical expenses for HSA purposes and&nbsp;penalty tax for nonqualified HSA distributions.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/HSA_052110.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 21 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[House Considers Small Business Loan Fund]]></title>






 
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<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Lending_051910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 19 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[April Loan Modification Report Released]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_051910.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Wed, 19 May 2010 00:00:00 CDT</pubDate> 
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<title><![CDATA[New Reg Z Restrictions on Prepayment Penalties]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_021609.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[New Reg Z restrictions impact HOEPA loans prepayment penalties]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Mortgage_021609.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 16 Feb 2009 00:00:00 CST</pubDate> 
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<title><![CDATA[Compliance with Government Monitoring Information Rules]]></title>
<link><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_102108.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link> 
<description><![CDATA[&nbsp;Reg B Government Monitoring Information continues to be in the compliance crosshairs.]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/ComplianceArticles/Lending_102108.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Tue, 21 Oct 2008 00:00:00 CDT</pubDate> 
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<title><![CDATA[Mississippi MV Commission published Regulation 8]]></title>




 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIndirectLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
   
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/IL_091407a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 14 Sep 2007 00:00:00 CDT</pubDate> 
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<title><![CDATA[Texas Office of Consumer Credit Commissioner Amends Consumer Notice]]></title>




 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsIndirectLending.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
   
 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/IL_091407c.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 14 Sep 2007 00:00:00 CDT</pubDate> 
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<title><![CDATA[FFIEC announces availability of HMDA data]]></title>







 
<link><![CDATA[http://www.complianceheadquarters.com/Lists/NewsMortgage.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></link>
      
 
<description><![CDATA[]]></description> 
<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/Mortgage_091407a.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Fri, 14 Sep 2007 00:00:00 CDT</pubDate> 
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<title><![CDATA[Georgia H.B. 240 Signed into Law]]></title>




 
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<guid><![CDATA[http://www.complianceheadquarters.com/CompliancePoints/IL_091407b.aspx?WT.mc_n=RSSFeed&WT.mc_id=RSSFeed]]></guid>
<pubDate> Mon, 10 Sep 2007 00:00:00 CDT</pubDate> 
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